Our Services

Integrated Healthcare Solutions for Cost Savings

At SPP, we redefine healthcare by combining cost efficiency, robust coverage, and seamless access to care. Our approach integrates advanced plan designs with a focus on transparency and sustainability, ensuring employers and employees benefit from tailored solutions.

What We Do

We deliver innovative healthcare solutions designed to save costs and provide exceptional coverage. By integrating key components, leveraging proprietary designs, and offering national network access, we ensure a seamless experience for employers and employees alike.

Innovation at Work

We combine Anthem, brokers, insurance companies, Specialty Provider Reimbursement Expertise (SPRE), and Pharmacy Benefits Management (PBM) into a single, cohesive system.

Cost Savings

Our proprietary plan design reduces healthcare costs by up to 30%.

National Network Access

Employees enjoy access to one of the largest healthcare networks in the U.S., ensuring quality care without limitations.

Comprehensive Health Solutions

VSPP brings together a powerful combination of components to ensure seamless and effective healthcare coverage. By integrating Anthem’s trusted network, brokers and insurance companies, SPRE’s innovative solutions, and a robust Pharmacy Benefits Management (PBM) system, VSPP delivers a cohesive plan that meets the needs of both employers and employees. Each of these elements plays a critical role in ensuring that healthcare services are not only accessible but also cost-effective. This integration creates a streamlined, superior user experience for employees, ensuring they receive the care they need without unnecessary complications or delays.

By focusing on collaboration and synergy among these essential components, VSPP is able to offer employers and employees a truly comprehensive healthcare solution. From navigating insurance requirements to managing prescription drug costs, every aspect is designed to reduce administrative burdens, improve satisfaction, and ultimately provide better health outcomes for covered members.

Cost Reduction Through Proprietary Plan Design

At the heart of VSPP’s cost-saving strategy is its proprietary Reference-Based Pricing (RBP) model. This innovative approach ensures that healthcare services are paid for based on a reasonable percentage of Medicare rates or another benchmark, rather than the inflated charges often associated with traditional insurance models. By avoiding excessive markups, VSPP delivers significant savings—employers can reduce healthcare expenses by up to 30% without sacrificing quality or access to care.

Unlike conventional plans, which can leave employers vulnerable to unpredictable and often exorbitant costs, RBP provides a fair and transparent pricing structure. This not only helps employers manage their budgets more effectively but also ensures that employees receive necessary care without being subjected to inflated or arbitrary costs. VSPP’s RBP strategy is a cornerstone of its commitment to delivering value and sustainability in healthcare.

National Network Access

With VSPP, employees gain access to one of the largest and most respected healthcare networks in the United States. This expansive network includes a wide range of trusted providers, from primary care physicians to specialists, ensuring that employees can access high-quality care wherever they are. The breadth of the network eliminates concerns about coverage limitations, giving employees peace of mind and flexibility when seeking care.

By partnering with a national network, VSPP ensures that both routine and specialized healthcare needs are met. This access not only improves employee satisfaction and well-being but also supports organizations in attracting and retaining top talent by offering a competitive, comprehensive healthcare benefit.

Pharmacy Benefits Management (PBM)

Prescription medication costs are one of the biggest drivers of rising healthcare expenses. VSPP addresses this challenge through a specialized Pharmacy Benefits Management (PBM) solution designed to optimize cost control while maintaining access to necessary medications. By negotiating better pricing, managing formularies, and implementing cost-saving strategies, VSPP ensures that employers and employees benefit from substantial savings.

This targeted approach to managing pharmacy benefits ensures that employees have access to the medications they need without the financial strain often associated with traditional plans. It’s a balance of cost-efficiency and accessibility that supports better health outcomes and financial sustainability for all parties involved.

Employer and Employee Contributions

VSPP’s healthcare plans are built on a shared responsibility model where both employers and employees contribute to the overall cost of the plan. This collaborative approach ensures that the financial burden is distributed fairly, enabling organizations to offer comprehensive benefits while managing expenses. Employees, in turn, feel invested in their healthcare plan and are more likely to utilize the benefits responsibly.

This structure fosters a sense of partnership between employers and their workforce, enhancing satisfaction and engagement. By sharing costs, VSPP ensures that high-quality healthcare benefits remain accessible and sustainable for all.

Stop-Loss Insurance

Stop-loss insurance is a cornerstone of VSPP’s commitment to protecting employers from unmanageable healthcare costs. By capping risk at a predetermined threshold, stop-loss insurance ensures that even in the event of a catastrophic claim, employers are shielded from financial hardship. This allows organizations to confidently provide robust benefits without fear of unexpected expenses derailing their budgets.

With access to preferred stop-loss partners, VSPP offers competitive premium rates while maintaining high levels of coverage. This layer of financial protection supports long-term sustainability for employers, empowering them to focus on growing their business while offering valuable healthcare benefits.

How We Do It

SPP employs a smarter, more sustainable approach to healthcare by prioritizing cost control, risk management, and personalized service. Our model ensures you only pay for what you use, while our support systems enhance employee satisfaction.

Self-Insured Model

Employers pay for actual claims rather than high fixed premiums, saving significantly on healthcare costs.

Risk Mitigation

Stop-loss insurance caps financial exposure, ensuring stable and predictable annual expenses.

Concierge Claims Management

Our white-glove service handles claims proactively, reducing confusion and improving employee satisfaction

Learn More

Contact us today to get started and transform your healthcare plan!

Take control of your healthcare costs while offering superior benefits to your employees. SPP is here to help you create a plan tailored to your needs, with comprehensive support every step of the way.